Posted by: arpitchhaya | December 20, 2011

Shall Anger and Love Goes Togather:!!?

Love and anger cannot coexist together. Anger will always push away love. A person cannot ingest poison and then remain healthy; so, too, a person cannot receive anger and still feel loving toward the angry person
Negative feelings are always more powerful, pervasive, and long-lasting than positive feelings. One or two negative interactions will easily spoil ten or twenty positive interactions. Anger in the form of criticism, sarcasm, hostility, or cruelty, is a very strong negative emotion. Anger is “love’s poison.”
It is normal at times to feel irritated with your spouse or other close family member. You may not like how they prepare food, dress, spend money, clean the house, parent, or talk with you. At these moments, you have a choice. You can respond either with patience, kindness and understanding, or with judgment, anger and conflict. If you respond with anger and criticism, you will almost certainly ruin your relationship.
Successful marriages are built with love and respect. Anger and arguing will drive a wedge between you and your partner, making mutual feelings of love and respect impossible. Simply, if you want a loving relationship, keep anger out of your home.
Some people think that arguments between husbands and wives are a necessary part of marriage. This is not true. The goal should be to never express anger, bicker, or get into a serious fight. Nobody wants to get sick. We do many things to avoid falling ill. However, when illness comes, we understand it is a normal part of life. The relationship between a husband and wife is the same. We strive for continual peace and harmony, but we accept the occasional marital conflict.
A healthy person can easily survive the flu, but a weak person cannot. The same is true for your relationship. If it is strong, it will endure the occasional mistake by you or your spouse, even though your goal is an anger-free relationship. If anger, as an unwanted guest, occasionally appears, quickly show it the way out. Make your home a special place filled with love and positive feelings.
A relationship should be peaceful, fun, romantic, pleasant, and devoid of anger, criticism, hostility, and sarcasm. Realistically, you are likely to have the occasional disagreement or argument with your partner. However, the disagreements should be kept small and quickly set aside. When the disagreement is about a particular issue, and anger has not been mixed in, it is easy to have closure and move-on.
Your relationship is successful when you feel loved and cared for by your partner. You feel that in a time of need your partner will be there with you, and for you. Your partner is loyal, loving, and enjoys your company. Not all moments of the day are filled with romance and song, but you look forward to moments that can be. Many times, you are away from your partner, and you enjoy those times, but you look forward to when you are united again. Together, you work with your partner to build your family, and in many cases, grow your family by giving birth to children, and then, in partnership, you raise them.
King Solomon of biblical fame was the smartest man that ever lived. Many hundreds of years ago he declared, “There is nothing new under the sun.” This certainly applies to the age-old human need to live in a family. What is new is the increased effort needed to make living in a family a positive experience for all. For most troubled families, the very first step to relationship success is ejecting anger from within the family’s bosom.

hell with the anger and heven with love, no doubt that man will never let his ego surrundered and love and hate relationship will flow like this only.

The most important thing happend in my life as being a photographer. Wild things are snoreld in this univerce here and there just u need to communicate with tham with ur gutt instincts. A lion and a lioness were having a grt time togather they just had finished meal. After a meal lioness asked lion to remove certain reshes of meat which she eat in the meal. Lion was so enomend and stood exactly amoung the lioness. Their faces were so calm aand cold their breaths were exchanged they were chonologicaly seeing eachother. Lion just slowly gone near to her teeth and jow and slowly started taking the meat avay. At that moment the altime roaring lioness was so silent and had smenning. Lion took each part of eaten meat and was about to lev suddenly lioness came closer to him and she went close to lions jow and took one bite of meat which lion took from her face and jow. Moral is if this deaf dumb and wild anatomy of world can understand the scilent power of love than I always think why I can’t? Or why we dnt want to know? Its always good to persue love with snenning smell and snoofed pis.

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Posted by: arpitchhaya | September 6, 2010

Rahul the biggest mistake in The Making…

Hello friends and readers,
Do give me a simple and complex answer of my question.
WHO IS RAHUL RAJIV GANDHI.?
The simplest answer is:- “ A young (of 40 year!!), dashing, charming boy next door, every girl’s dream and a soft solid, enthusiastic and adorable baby with the honey nipple of floating name Gandhi- Nehru along with a support of stupid politicians (or JI-HUJURs) who is on the vergoue to be the next PM of India! (some dreams never comes true)
Opps was it kickass?? Now read the complex answer.
There are abundant stories about the adorable and obedient son of Madam Gandhi, Rahul Gandhi on the internet that the mainstream media will never report. Full of ****-licking reporters and journalists that our MSM is filled with it is only the small bloggers and passionate patriots who report the stories of this wonderboy called Rahul Gandhi.

Let’s start with his education! He is supposedly M.Phil, Computer Scientist, Harvard Graduate, St. Stephen’s alumni. With such academic background I wonder why he isn’t in NASA instead of being a lousy politician. Or probably, as many investigative reports would frequently suggest, he is not more than 12th Class pass. You don’t need a great IQ to be in Indian politics. Well, even his father didn’t get through Cambridge and returned with an au pair for a wife. His mother is often reported to have studied at Cambridge.
I wonder why Cambridge University never takes these fallacies as an insult to them! Still, lets give the man a pat on the back, he is definitely an improvement upon various politicians who have never got past 7th Class in school. And, I don’t for a moment believe that formal graduation has anything to do with anyone’s wisdom or character. This is where Rahul Gandhi is suspect. The least I would expect of a future prime minister is wisdom and character.
He is reported to have travelled to the USA on an Italian passport with his Latino girl friend and detained at an airport by the FBI in 2001 with a bag-full of dollars. Surprisingly, the issue was reportedly hushed up by the then NDA government, when it should have conducted a full-scale investigation of where the money came from, what its purpose was and why the FBI had detained him.

There are abundant reports on the internet suggesting Rahul was involved in a gang-rape in Amethi in December 2006. There are also reports that immediately after the Bombay carnage of 26/11 our heir apparent was partying away in Delhi in the first week of December. This is supposedly the man who shares the grief of the common man and villagers. It is also our big misfortune that we have a lame media that gleefully keeps off all such news from people. This is also the man who, while nearing 40, went on a “Discover India” trip. And the one who reportedly went on a trip to Afghanistan because “he was bored in Delhi”!
That Rahul Gandhi has neither wisdom nor character is beyond any doubt to me. Where does this come from though? His family has a history of perpetrating unwanted miseries on India. I have nothing against Jawaharlal Nehru, but cannot help thinking he nearly turned India into a communist state, repressed free enterprise, compromised Kashmir, had a flawed China-policy leading to the 1962 war and defeat by China, who grabbed parts of our land and are still in possession of those, fathered the now redundant Non-Aligned movement. Of course, Nehru is also the man to have caused the perpetual imposition of “reservations” in this country, one of the most divisive policies ever.

Then we had the infamous Emergency imposed by Indira Gandhi and following her death the slaughter of Sikhs by Congressmen who still roam free. Amid the tragedy, Rahul’s father Rajiv Gandhi, could only come up with a stupid statement “when a great tree falls, the earth is bound to shake” (or something to that effect).
With all that in his blood it is too much to expect Rahul Gandhi to be an epitome of wisdom or character. I would not be surprised if on a thorough medical examination he is found to be mentally retarded. Such are his utterances and behavioral patterns.
I am surprised to see all this on the national news Chanel flashing with the ugly Indian politicians that, yes we have found the next PM in the name of Rahul BABA. What the heek, even I was a stupid asshole was listening to Dr. Manmohan Singh our beloved (puppetry) Prime Minister that, “yes Rahul has all the abilities to grove the nation with the wisdom and glory as the next generation PM”. Does this 78 years old man know what is he speaking about?!! Hahahaha., nonsense.
I also love to add one more article written on twitter by one of the leading news maker, she stated that, “Rahul Gandhi has travelled across India, but he has not travelled yet to the roots of the Indian politics, first he has to travel there and than he could think of being PM”
I am a patriot as much as any other Indian but I must woefully state that it has to be a nation of idiots and fools, if they choose, ask and deserves a prime minister like Rahul Gandhi.
- Arpit Chhaya, www.arpitchhaya.wordpress.com

Posted by: arpitchhaya | August 30, 2010

Pakistan Cricked Is Dying or is left to DIE?:!

Hai friends,

When i wockup today and was reading a leading news paper containing a Headlines that” Pakistani Cricketers are “again” involved in the Scam of Match Fixing. I was not surprised as it is tought to them while enetering to International Cricket.

But i was surprised when i saw 3 young new cummers who wer sold their “Souls” to bukies, i felt that, whatever we think that no pakistan Cricket is in changing hands, but BUTT also changed his hands….

Formarly it was Javed, akram and waqar were wellknowingly involved but never came this truely out of the pes of media. it was horrible.

But i m raising one question, that only pakistan cricketrs are involved or the entire system is “Black Holed”?…

Is pakistani cricket is seriously dying or by the hand of Media or Otherrs its KILLED??

Regards

Arpit

Posted by: arpitchhaya | January 13, 2010

Aisi Meri WIFE Ho… worth read it….

dear readers just read the expectaiion of every men… for his wife….

Aisi Meri Wife ho………….

5’5″ jiski height ho

Jeans jiski tight ho

Chehra jiska bright ho

Weight mein thodi light Ho

Umer mein difference slight ho

Thodi see wo quiet ho

Tu memorable her ek night ho

Aise meri Wife ho

Sadak per sab kahe: kya cute ho

Bhid me sab kahe: side ho, side ho

India ki paidaish ho

Saas ki khidmat jiski khwahish ho

Beauty multiply by Twice ho

mummy papa ki choice ho

Aisi meri Wife ho

Padosi jab baat kare tu

Haath me uskay knife ho

Dinner candle light ho

Tu Delecious har ek Bite ho

Dono mein na kabhi fight ho

Milne ke baad dil delight ho…

Ankhain uski jaisay…sunny Twilight ho!

Honton ko dekh ker lagay…jaisay coke diet ho

Jab saari pehn ke niklay tu kya sight ho

Aisa lagay jaisay switzerland ki flight ho

Favourite colour white ho

Make-up thoda light ho

Zulfain Dynamite hoon…

Basant mein jaisay ur rahi koi kite ho !

Yeh kavita padhke sab kahain “vagmin! tum right ho”

Aise meri Wife ho

Kaash yeh concept 100 % right ho

Agar aisi meri wife ho

Tu kya haseen life ho

Batoon mein garmaish ho

Har Kisi ki yahi farmaish ho

Bhagwan ki bhi aazmaish ho

Khuda ke software mein bhi,

Bug ki na gunjaish ho

Defence ki rehaaish ho

Driving main Right ho

Phir Very Long Drive ho

Kise ki bhi na look-a-like ho

Aey kaash, kahin to ek aisi paidaish ho

Aisi meri wife ho……
`
Aisi meri wife ho………

by
Arpit Mahadev Chhaya

Posted by: arpitchhaya | December 29, 2009

Is it require to have a Loyalty Test.? decide after reading my bellow given article

Hai my readers
Today I came with the subject which is 2feet under the land. That subject is LOYALTY TEST. I can bet you all , you all or may be some of you are unaware of the same. This is a newly invented scenario by the so called “society”. Let us see the definition first. Loyalty test is nowadays done by private agencies and some times it involves big daddy of Human resources. Loyalty test is one of the easiest ways to look in to the past and the present of any one on which you want to do this test. This test can be done on corporate private personal or social manner, with the help of human rights associations too.
Now let us see some of the personal criteria that why people allow to do the LOYALLTY TEST.
Do you have a nagging feeling that your partner might be cheating on you? Or perhaps you think that your best friend’s girlfriend is not being entirely honest with him? Chances are your partner will come out smelling of roses, or if you’re unlucky, you may see some stuff that is kind of tough to see and hard to believe! If you, or someone close to you, thinks the love of your life could have too much of a roving eye. They will test the truth and show it to you! So that it gives you a chance to check out whether he (or she) is really that into you. (Here partner means girl f friend boy friend wife or husband)
Now let us see some of the Professional criteria that why people allow to do the LOYALLTY TEST.
Do you or your boss or superior is heavy with your attitude?? This can be a simple way to explain. For an example. If you are working in a company where working culture is heavily in hands of 4-5 member or the big daddies. Here you can do the loyalty test, whether your currant business partner is proper with your side or not. It might be possible after doing this test the out comes of the same which comes out to the rebellious manner of dispute between you and your business partner. But after these tests you will be satisfy that, yes you have been saved.
In many cases where I have personally seen that the person who seeks the test for his or her partner is in the loss (approx 90%). Because in Hindi there is a tale “CHEHRE WO NAHI BAYAN KARTE JO CHEHERE DIKHTE HAI”. That means, with the loyalty test if you found your partner in professional to personal manner guilt, than you l be the only and lonely person to guilt yourself that why you have put the more than enough faith in them.

These kinds of tests are in regularity with USA. Where marriages are broken every weekends…my friends, I m sure that after rereading this article you will be little bit surprise that “esa bhi hota hai”.
So be loyal and proper with your partner else be ready to go down under 2 feet of land.

Regards

Arpit Mahadev Chhaya

Posted by: arpitchhaya | December 10, 2009

the RAVE Culture….

if you are a regular with nes channels in india you must have seen the mumbai kand over rave party.. this culture comes to india via goa and dadra nagar haveli.. this is based on the region of BALI islands and come stright from that.

now some info about rave….
A rave is an all night event, where people go to dance, socialise, get high and generally have fun in an uninhibited way with other likeminded people. Some say it’s about the creation of a community and re-connecting with something perceived as lost. Others just say it’s about necking loads of pills and getting wasted with your mates in a field… without any hazitation….

Usually in a derelict warehouse, a club, a beach, a field, an aircraft hangar or a sports arena – anywhere you could fit a massive sound system and a lot of people. In the rave heydays of the late ’80s, the larger events attracted tens of thousands of people. The venue would often remain secret up until hours before the party was to begin as a way of keeping the police away. Organisers would even sometimes have backup sites in mind in case the cops sniffed them out – which they did more and more often

Rave music is what most people now call ‘dance’ music, or as some government wonk put it, music with a distinctive ‘series of repetitive beats’. Early ravers discovered that the combination of ecstasy and music with fast, repetitive beats was a marriage made in disco heaven. The big raves have a line-up of bigtime DJs as well as some live performances by dance music bands.

this what i have seen till date in rave party hency have not yet gone to it but many of the people who are in this world they have one tale which thet oftenly use to say….”"Instead of money and power, rave called for empathy, intimacy, spirituality and the joy of losing yourself in the crowd.”"

Dears and nearers,.. this is one the badest nusens till date on earth after the so called rational sex working rackets.. the pills the gals and the muzic makes the people roooom to their feets,,, but afterwords those legss on which people were rooming are no more to eaven stand properly…

the pills they use in parties at pune are EXTECY AND high volume of evanta-B.. this pills are entilugative so people thinks that they are only on earth others are not…

please staway away for any party which offer “drinks-winks- and chigs”

be safe and play safe

arpit mahadev chhaya

Posted by: arpitchhaya | November 19, 2009

 

Picture 063 

we saw the release of ‘Salaam Namaste’, starring Preity Zinta and Saif Ali Khan. Although i have yet not seen the movie but it is quite evident from the movie trailors and write-ups in newspapers and online that, the movie is promoting itself by claiming to be ‘haatke philum’ since the story is based on ‘Live-in relationship’. Well it is indeed, as far as i can think the first Bollywood movie showcasing ‘Live-in’ situation between a boy and a girl. And me thinks that Mr. Yash Chopra could’nt have found better actors then ‘Preity’ and ‘Saif’ because they both actually do follow somewhat similar pattern in real life other than reel life. (obviously not together but with different partners).

Saif since his spilt with long-time wife Amrita Singh, is currently living with his angrezi girl-friend Roza and Perity has a part-time live-in boyfriend Ness Wadia. Anyways the focus of my post is not the movie but the theme of the movie.

With the increase in number of couples opting for ‘cohabitation‘ over ‘marriage‘, be it in western countries or India, i would like to ask my fellow bloggers, what would they prefer if given the option to choose between the two ?
As for me, well i would rather stick to the old school of thoughts and choose marriage over the other.

My reason is simple –
The love that we all want from a partner is not possible without both having the commitment to try to make it last. Cooperation, compromise, that sort of thing. There’s a saying, “Happiness in marriage is not so much FINDING the right person as BEING the right person.”

If it’s easy to change one partner for another, where’s the incentive to develop staying power in a relationship? Instead people will think “I’m upset at my partner which means I’m with the wrong person. I’m going to get out so I can hook up with the right person.” It’s human nature, and and i think that this approach is creating increased numbers of people without the ability to sustain a long-term relationship.

I came across this interesting article based on a research findings published in 1991, which basically outlines ‘Eight Reasons Why Marriage Is Better than Cohabitation’. And they are :
1. Cohabitors have a different perspective on time than marrieds have. Marriage, by definition, means, “I will always be here for you.” Marrieds’ longterm contract encourages emotional investment in the relationship. In contrast, cohabitation for most seems to mean, “I will be here only as long as the relationship meets my needs.”

2. Cohabitation also affects the cohabitors’ children. In general, children’s emotional development is poorer if a parent is cohabiting than if a parent is married. This poor development is partly due to the high risk that the couple will break up. If the couple does separate, the children pay an economic price, since they have no right to child support from a partner who is not their biological parent. They also pay an emotional price when they lose a caring adult who may have taken a parental role but will do so no longer.

3. Cohabiting women are more likely than married women to suffer physical and sexual abuse. Some estimate that aggression is at least twice as common among cohabitors as it is among marrieds.

4. Although cohabitors try to protect their economic futures (with separate bank accounts, for example), married couples are better off financially.

5. Married men earn more than single men (nearly twice as much) and married women have access to more of men’s earnings than if they are single or cohabiting. This may be explained by the increased financial responsibility men feel when they marry many men have been heard to say, “Marriage made me get more serious about my career and making a good living.”

6. Cohabitors generally do not reap the physical health benefits enjoyed by married couples. Non-married people feel less healthy and have higher rates of mortality than the married. Compared to singles, married people as a group are also emotionally happier. Married couples are better connected to the larger community, including inlaws and church members who provide social and emotional support and material benefits.

7. Some people would be surprised to learn that marrieds have better sex lives than cohabitors. Although cohabitors have sex at least as often as marrieds, they are less likely to say they enjoy it. Marriage adds the essential ingredients of commitment and security to one’s sex life, making it more satisfying. In addition, marrieds are more likely than cohabitors to perceive love and sex as intrinsically connected.

8. Cohabitation may affect relationships with parents. In some families, cohabitation is no longer associated with sin, pathology, or parental disapproval. But in many families cohabitation is still considered morally wrong and embarrassing to extended family members. Cohabitors from those families risk damaging their relationships with their parents and experiencing the withdrawal of parental and extended family support for the relationship.

Another very interesting article which discusses certain facts behind Cohabitation.
UPDATE :
Here is another interesting article which states ‘few problems with cohabitation’ whether it is with or without the goal of ‘marriage’ in the future.
Many people imagine that living together before marriage resembles taking a car for a test drive. The “trial period” gives people a chance to discover whether they are compatible. This analogy seems so compelling that people are unable to interpret the mountains of data to the contrary.

Here’s the problem with the car analogy: the car doesn’t have hurt feelings if the driver dumps it back at the used car lot and decides not to buy it. The analogy works great if you picture yourself as the driver. It stinks if you picture yourself as the car.

 

By

Arpit Mahadev Chhaya

Posted by: arpitchhaya | November 11, 2009

About Swiss Bank- Only truth No MYTHS

Hai My WordPress readers,
Today I am with the topic about SWISS BANK. We have heard this name million times in our routine life. The Swiss Bank is no longer exist for only RICH. Just Check the fact sheet given bellow…

7 myths about Swiss bank accounts

1. Swiss bank accounts are only for millionaires?
This is not true. The majority of our clients are not major manufacturers or movie stars, but everyday people (business people, computer engineers, civil servants, etc.). Swiss banks are no longer only for stars.
You can open a Swiss bank account with a deposit of only 5,000 Swiss francs. We even offer accounts with no minimum balance.
2. Money invested in Switzerland yields no interest
Nothing could be more untrue. You can invest your money worldwide from your account in Switzerland through investment funds, bonds, the stock market, the purchase of metal values, raw materials, derivatives and many other types of investments. Swiss bankers are among the best finance managers in the world, so it comes as no surprise that they manage over 35% of offshore holdings.
3. It’s impossible to open an account in Switzerland by correspondence
This is not true. Most of the accounts that we offer can be opened by correspondence as long as you comply with our opening procedures and provide us with the necessary documents. What is more, your banking relations can be conducted by correspondence, using the telephone, Internet banking, bank transfer and credit cards. That said, we encourage our customers to meet with their banker at least once in order to get acquainted and see where their money is held.
4. Swiss bank accounts are very expensive to maintain
This is not true. Most of the accounts we open don’t charge a cent in annual fees. Even if you would like additional services such as retained correspondence or numbered banking relations, the annual fees are very reasonable.
5. It is difficult to close a Swiss bank account
On the contrary. You can close your account in Switzerland whenever you wish and without any restriction. You will pay no financial penalty. If need be, you will just have to realize your investments. Contrary to many onshore banking practices, your money is not held hostage by Swiss banks.
6. Swiss bank accounts attract only criminals and dictators
Not true! The vast majority of Swiss bank account holders are honest people who want to keep their savings in a country renowned for its stability. Swiss banks are extremely cautious regarding politicians who wish to open an account and they systematically refuse to accept any money that is of dubious origin or poorly founded.
7. Numbered accounts are anonymous
There are no anonymous accounts in Switzerland. A numbered account is an account that is identified solely by a number, rather than a name, in order to preserve the strictest confidentiality possible during teller transactions or bank transfers. Only the bank manager and a few select people know the identity of numbered account holders.

A Swiss Bank Account – Facts and Fiction
________________________________________
“If you can actually count your money then you are not really a rich man.”
J. Paul Getty

To most people having a Swiss Bank Account is something for the super rich, crooks, dishonest government officials or just a good way of “hiding away one’s ill-gotten gains.” That’s nothing but fiction and a common plot used over and over again in a lot of Hollywood’s B movies. There’s nothing illegal or “fishy” about wanting, or having a Swiss bank account.
The truth is Swiss banks welcome accounts from foreign residents all over the world – especially the “West,” and a vast number of average Americans have accounts all over Switzerland. The main reason for wanting a Swiss bank account has to deal with the legendary privacy such an account provides.
The Swiss have some of the tightest regulations in the entire world as far as who can gain access to your account. If you’re looking for a way to “protect’ assets from snoopy investigators, a Swiss account can be the ideal place.
The “big five” Swiss banks are listed below. All are familiar with foreign accounts.
• - The Swiss Credit Bank in Zurich
• - The Union Bank of Switzerland
• - The Bank Leu (AG) in Zurich
• - The Swiss Bank Corporation in Basel
• - The Swiss Volksbank in Berne
To locate the current addresses of these banks and many others, visit a Swiss Consulate located in most major US cities, or visit your local library for further information.
Opening a Swiss account is much the same as with any bank. If you’re making a truly large deposit most people prefer to do so in person. If you decide to open an account by mail, you’ll first have to request the forms needed to open an account; fill them out, then get your signature verified at a Swiss Consulate or any of their affiliated banks in this country. This procedure is much like what one does to open a mutual fund or other securities account and is nothing more than a bit of red tape any financial institution puts you through and not an invasion of your privacy.
While we’re on the subject, its best to send your deposits by money order which offers the most privacy. Bank drafts are also acceptable, but avoid using bearer bonds or securities when making your deposit or you’re required to file a lot of red-tape at tax time. For protection have your lawyer execute a “power of attorney” over your Swiss account. Unlike American law the Swiss still consider such legal instruments valid even after a depositor’s death.
If you’re not comfortable leaving a “power of attorney” with the bank, discuss options with your legal counsel in case of your disability, or death.
OK, so much for the “how,” of opening a Swiss Bank account, now it time for a little information on the “Why.” The main reason for having a Swiss bank account for most people has to do with keeping one’s financial status a secret, and protecting one’s assets from “attack.”
Swiss banks offer the same range of services of other banks: checking accounts, savings accounts, custodial accounts, etc. They also will hold other valuables like stock certificates, gold, silver, and other property for a fee. Like other Swiss accounts, they are protected under Swiss law from any snooping unless you’re engaged in criminal activity.
When it’s time to make a withdrawal, it can be paid in the currency of your choice. Swiss francs, American dollars, whatever you would like.
Unlike American law where law enforcement agencies, the judicial system, and private citizens can gain access to all kinds of financial information under Swiss law, except for extraordinary circumstances neither the bank’s officers or the bank’s employees are allowed to reveal any information, relative to any account to anyone, including the Swiss government.
No private citizen, or their legal representative can ever receive any type of information about any one’s Swiss bank account under any set of conditions. That includes all types of legal proceedings that the Swiss classify as “non-criminal behavior.”
The Swiss consider tax evasion and many other “crimes” under US law as “political offences.” Things like divorce, inheritance disputes and bankruptcy cases are examples of “private matters,” and as such the secrecy of the account is protected from any legal action to verify the presence of, or attempts to seize any assets.
There are some notable exceptions. Three types of activity which the Swiss consider illegal, and are bound by treaty with the United States to “open” the account for possible legal proceedings are: organized crime activities, drug trafficking, and “insider trading” of securities. In instances of this kind, the Swiss authorities have the final say on whether or not to reveal any information.
The Swiss currently charge a hefty 35% tax on interest earned in Swiss accounts but Americans get 30% of that tax refunded by showing that they’re not Swiss residents. To claim the refund there is a catch 22. You must identify yourself, which of course give up your secrecy.
If you maintain the account in Swiss francs, and the franc increases in value relative to the American dollar, you may also be liable for a capital gains tax when you withdraw the money and convert it back to United States dollars. If you sustain losses from any decrease in value they are usually not deductible.
There are no US restrictions on having Swiss bank accounts, but current IRS regulations require you tell them what foreign accounts you have when you file your annual income tax return. If you answer yes, the Internal Revenue Service requires more paperwork.
Interest earned in a foreign account is still taxable under present US Tax laws, but you usually get to offset foreign taxes that you may be required to pay. Consult with a tax expert to learn what present regulations are since they change frequently and are beyond the scope of this report.
“Let us all be happy, and live within our means, even if we have to borrow the money to do it with.”
Artemus Wards

New! We have created a special website about Swiss bank accounts with hundreds of pages of information. Micheloud & Cie, a well-known Swiss firm, owns both websites.
Click to visit www.swiss-bank-accounts.com

Swiss bankers are under obligation to keep any information about you or your account strictly confidential.
This bank secrecy is among the strictest in the world and stems from an age-old historical tradition. It is established in Swiss law. Any banker who reveals information about you without your consent risks several months in prison.
The only exceptions to this rule concern serious crimes such as gun smuggling and drug trafficking.
Bank secrecy is not lifted for tax evasion. This is because failure to report income or assets is not considered a crime in Switzerland. As such, neither the Swiss government, nor any other government, can obtain information about your bank account. They must first convince a Swiss judge that you have committed a serious crime punishable by the Swiss Penal Code.
Bank secrecy will not be lifted for private matters such as inheritance or divorce if you have kept your banking information strictly confidential. It is up to plaintiffs to prove that the account exists if they wish the judge to pursue the case. In this respect, the numbered account provides the maximum degree of confidentiality.

In good words, if we have money than show it, but in proper way… which only SWISS bank can give.

Courtcy:
Swiss Bank foundation,
Wikipedia,
Anjela CLodesta-(working as researcher banking and asset management) and Friend of Arpit Mahadev Chhaya

I hope this info will break you all myths.

regards

Arpit Mahadev Chhaya

Posted by: arpitchhaya | November 9, 2009

Social Networking.

hai guyz i am back with our today’s wprld topic….. SOCIAL NETWORKIN. well tell me after reading the bellow given article, don’t we think that we are not socially contected??

Experts have been claiming for years that citizens could become so defenseless due to the electronic central state registers: our personality can be stolen, our acts can be traced, our thoughts can come to light. However, nowadays it is ourselves that provide these pieces of information to everybody and of our own free will. A well done online profile does not only reveal our personality, philosophy upon life, hobbies, family, friendship and workplace circumstances but in our blogs we also give such a detailed account of our everyday activity and thoughts that even the most adverse dictatorship would have never dreamt about.

Social networking is today’s most popular way of “ENTERTAINMENT”: it is essentially the place for getting together online communities. (I do not understand why it is common knowledge that technology disaffects people from one another.) Generally we talk about a web interface or application where registered users present their own personality and relationships. These can be completed by other supplementary services, for example blogs, photo albums, group creation, mailing or instant messaging (IM). Most of these web sites continually enrich their services since while costs increase degressively, income grows linearly as a function of the number of users. (Competition is intense since according to experts in a few years only one compatible network will be able to stay alive.)

The main service of community sites for the users is to provide the possibility to share information about themselves with the help of user profiles, based on which they can be found by others. Here every information that one gives about oneself can be found! The question: ‘What can users find out about us?’ is useless to address. Everything! Names, contacts, age, family status, schools, workplaces, fields of interest or anything that the owners of these sites can ask for. A curious user can get to know what are the fields one is interested in, the clubs one frequents, the people one meets. I have even found a club for the travelers of a specific bus line of the public transport company of Budapest. Even some details of our past can be studied with the help of old photos.

Nowadays numerous specialized community portals are available on the Web. There are ones for business life or ones for finding old schoolmates and even for one particular hobby or field of interest.

Social networking has become so popular that the business sphere also wants to get hold of it. It is enough to think about the purchase of the Hungarian iwiw for a record price or about the battle between Google and Microsoft to get hold of Facebook, in which the latter won (Microsoft gave 240 million USD for 1.6% of Facebook, and in this way the total price of Facebook became 15 billion USD. The total sum speaks for itself.) On community sites one can find personalized advertisements – these ad surfaces are far the most expensive and the most precious ones. Community sites are also preferred by HR consultants to enlarge their potential clientele: one often finds job advertisements or direct contacts from companies on these sites. There are special companies that aim at directly these communities: for example to sell avatars (the little icon next to our contributions to forums), special skins, background music, etc. Of course companies operating these sites would also like to benefit from the business by selling advertisement surfaces or even our data and activities. According to estimations, the income related to community site services was above 500 million USD in 2007.

Social networking is not only the playground of businessmen or good-intentioned people. The information accumulated on these sites (myspace has 110 million, facebook 80 million, linkedin 22 million and even the Hungarian iwiw has 1.7 million registered users) are also made use of those who like to fish in troubled water.

Nowadays it has become difficult to separate social networking from social engineering. Community services are used every day by HR employees of companies for ’tracing’ the applicants. This way they can easily and quickly screen the non-welcome experts, even if they had an attractive CV. The applicant may also find help if (s)he maps the hobbies, contacts, schools of his/her possible new boss.

Community sites not only help those who want to find a job but also those who attack people as they can prepare a more accurate, customized attack. Assault can be addressed to only company managers (whaling) meaning that it is only a few hundred messages instead of the few hundred million deceptive mails distributed in the conventional way.

The important question arises: What can be done against social networking as a safety risk at company level?! Prohibition is not a solution as the greatest risk is not that that the employee uses iwiw during work time but that (s)he shares his/her personal data. However, this is privacy. All that we can do is to circulate recommendations and instructive stories in the company network, since information sharing and safety education are the most efficient preventive measures.

One of the most interesting developments in the new millennium has been the explosion of activity on so-called “social networking” sites.

Social networking is not entirely new. As early as 1995 websites were attempting to use the model of connecting people for profit. The first real social networking success was myspace.com. In 2007, MySpace was reportedly getting more views than Google.

One of the most obvious arguments against social networking is how available it makes users’ information to third parties. “MySpace stalkers” can find out almost everything about a person. Information such as pictures, name, age, and even address can be shared with a click of the mouse. The only thing we can do to protect ourselves is by choosing not to share information. However, with more young -users logging on, the risk of theft or abuse of personal data becomes greater and greater.

Another serious risk imposed by social networking is increased access to children by sexual predators. With the advent of social networking websites younger children are publishing not only pictures, but personal information. This creates an environment where a sexual predator can “shop around,” looking at pictures and information to determine the best target. Nobody likes the implications of these possibilities, but once again the only way a child would be protected from a potential predator is by parental oversight and discretion in which information to publish.

One more criticism of social networking sites is the impact that they have on social interactions. In some cases, viewing a person’s profile becomes an alternative to real, natural interactions. Some would say that this makes forming social connections easier and more efficient, but I present the following argument; most people who use social networking sites grew up in a society without them. How people act or react to one another is a very important part of an individual forming a unique social identity. The problem with social networking websites is they have the potential to take that interaction and substitute it with something artificial. When typing and staring at a screen becomes more comfortable than getting out there and interacting with real people then the problem becomes clear. If social interactions were widely replaced by online, artificial, interactions then users of such a system would be without the benefits of social learning.

Overall, social networking sites are not “evil” or “bad.” However, it is my argument that they are, or have the potential to be, harmful. Exposing information to the countless eyes of the internet presents some very real risks to personal security. The increased use of social networking by children has increased the ease by which a pedophile could take advantage of children. Social networking sites have the potential to replace real social development with an artificial substitute that will hinder the social development of the user. A person without viable social skills is at a disadvantage when attempting to be successful in society.

By

Arpit Mahadev Chhaya

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